After reaching retirement age, you might not be protected under your employer’s health insurance plan any longer. This means that you’re going to need to find your own health insurance policy, which is usually Medicare or Medicaid depending on your age and the regulations in your state. Here are a few options to consider so that you can have the medical care that you need as well as prescription coverage for medications.
Medicare
Local government agencies or community support agencies can usually assist with getting all of the proper documents completed that pertain to Medicare. You’ll need to find out how much the co-payments and deductibles will be as these are usually automatically taken from monthly social security payments that you receive.
Medicaid
This is an option for health insurance in Peoria, AZ, if you’re in a lower income bracket. You’ll meet with a caseworker who will review your income and monthly expenses. Your caseworker can inform you about the doctors you’ll be able to visit and how much you might have to pay for visits and prescriptions.
Private Options
There are several private options for health insurance in Peoria, AZ, to consider if you don’t want to utilize the benefits of a government plan. Examine the deductible for each plan that you view as well as the exact benefits that are offered as some might want you to see a doctor in a certain network while others are a bit more open. When looking for private options, you should consider nursing home and assisted living coverage in the event that this type of care is something that you would need.
