Signing up for Medicare healthcare benefits requires senior citizens to make important decisions. These decisions focus on the healthcare services desired by the applicant and the amount this person can afford to pay for a premium, although often there are zero-premium Medicare Advantage plans available. Opting for a Medicare Advantage plan typically provides additional benefits beyond what traditional Medicare covers, but it can also come at a cost. Seniors can learn about the best Medicare Advantage plans in Mesa, AZ, from an independent insurance agent like Roman Brokers Insurance.
Vision, Dental and Hearing Coverage
The best Medicare Advantage plans in Mesa, AZ, cover everything offered under traditional Medicare, along with some additional services. Policyholders can have additional coverage options including vision, dental care, gym memberships, and more. Some of the plans include hearing care. This is an important point because so many hearing-impaired seniors live without hearing aids, detracting from their quality of life.
Gym Memberships & Nutrition Benefits
Gym memberships and certain nutrition counseling benefits may also be offered under some Advantage plans. Insurance underwriters know the importance of staying physically fit and heating healthy for preventing illness, injury, and chronic health disorders.
New Services
New services sometimes are added to Advantage plans that were never offered before. A relatively recent example is coverage for a wheelchair ramp to a policyholder’s home. Another is coverage for transportation to medical appointments. Many seniors find it hard to afford these extras otherwise.
Prescription Medication
Did you know traditional Medicare does not cover prescription drugs unless the policyholder includes a Part D plan? Advantage plans however, generally combine the services of traditional Medicare with the prescription coverage provided by Part D. A full 75 percent of people age 65 and older take prescription medication regularly. Many take more than one.
If you are turning 65 or already qualify for Medicare, call an independent insurance agent you can trust like Roman Brokers Insurance in Mesa, AZ so that you can get the right coverage to fit your needs!
