When you apply for SSDI (Social Security Disability Insurance) or SSI (Supplemental Security Income), you may think of all the reasons you should be given benefits. However, you may find it equally useful to understand why your claim may be denied. Below you will learn why SSDI and SSI claims are denied, and you can click here to find out more info on how a Social Security Disability Lawyer Missouri can possibly prevent such a denial.
Your Income is too High
SSDI is the benefits program for those who’ve paid into the SS system over the course of a career. The main reason for denial is that you’re above the SGA (substantial gainful activity) limit at the time of application. Exceeding the SGA threshold means that your income is too high for you to be truly disabled. Those collecting SSDI can do some work while collecting benefits, but the SGA limit is adjusted annually. Investment income doesn’t count toward the SGA, only work income counts.
Your Disability isn’t Severe, or Long-Lasting Enough
To qualify for benefits, the SSA must think that your disability is severe enough to result in death or to last more than a year. Many claims, such as those resulting from auto accidents, are denied because the resulting disability may not last for a year or more. Cases are evaluated individually, and your medical condition must cause severe impairment for you to be eligible for SSI.
You Can’t be Found by the SSA
The DDS (Disability Determination Services) and the SSA must be able to send communications related to your disability application. If either agency can’t reach you, your claim may be denied. If a representative, such as a Social Security Disability lawyer in Missouri, is handling your paperwork, you may not need to communicate with the SSA, but you’ll need to keep in touch with that person. If you move while your application is under consideration, be sure the SSA has a way to contact you.
You Won’t Cooperate
Disability claims are granted according to your medical records, and if you refuse the release of those records to the SSA, your claim will be denied. The SSA may ask for more information on your disability if the records are incomplete, and they may ask that you be examined by an SSA doctor. If you refuse such an examination, your claim may be denied.
Learn more about this and what you need to do by visiting the Grundy Disability Group website.