What to Do When Someone Steals Your Car

There are few things worse than stepping outside one morning and finding that your car is gone. Though many people think that thieves only target new and expensive vehicles, those robbers can also go after older cars that have a high resell value. With auto insurance Gulf Shores AL car owners can get the protection that they need. These policies can cover both the car itself and any items stored inside. When you find that your car is missing, there are a few things you need to do.

Call the Police

Before you even think about calling your insurer, contact the local police department. The department will send out an office to examine the scene and take down a report. This report can include any witnesses who saw the theft occur and any evidence at the scene, including broken glass from your windows or tire marks that show where the vehicle went. You’ll need the full report when you talk to your insurer.

Contact Your Insurance

Not all auto insurance Gulf Shores AL policies include coverage against theft. That is why you should check your policy to make sure that you added this type of coverage. You can then call the insurance company directly, though you’ll need a copy of the police report. The company will ask questions about where the theft occurred and if there were any witnesses. You will usually need your policy number and information about the vehicle itself, including its make and model and VIN number. Depending on your policy, you may receive a rental car that you can drive until the insurer pays out.

Good insurance is a must have for any driver in Alabama. If you need new coverage that protects you against theft, check with Coastal Alabama Insurance and Financial Services visit our website today!

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