Florida is a no-fault state in regard to automotive insurance and collisions. Each driver’s insurance policy pays for their own accident-related expenses no matter who was at fault, up to the limits of the policy. Unfortunately, policy limits may be inadequate, as the law only requires $10,000 of personal injury protection coverage. A Car Accident Attorney in Lakewood Ranch FL represents clients who decide to sue the driver who caused the accident.
Bodily Injury Liability Coverage
Because of the no-fault regulations, motorists are not required to have bodily injury liability insurance. Florida drivers are strongly encouraged to include this coverage for their own financial protection, but some do not. Their insurance company is required to provide legal representation if an injured person’s Car Accident Attorney in Lakewood Ranch FL files a lawsuit against their policyholder who caused the collision.
Problems With the System
Car accident lawyers in Florida understand the problems that a no-fault insurance system creates for injured persons. They are dedicated to protecting the rights of these individuals when a careless or reckless driver has caused such a negative outcome. They work to make sure the client receives compensation for medical expenses, physical therapy bills, lost wages and other expenses connected with the incident.
The Possibility of a Cash Settlement
Depending on the circumstances, the at-fault driver may be willing to provide a cash settlement without going to trial. Even though the insurer provides legal representation, going to civil court is stressful and can even be scary for a person being sued. The jury might look unfavorably on this person being negligent enough to not have bodily injury liability coverage and may award the victim a substantial amount of money.
Free Consultations
Accident attorneys typically provide free consultations. If the person is unable to come to the lawyer’s office because of the seriousness of the injury, the consultation might be done by phone. Personal injury attorneys also may visit the person at home or even in the hospital if the individual finds this an acceptable option. To find out more about this option, an injured person may contact an organization such as Carl Reynolds Law.
