SR-22 Filing: 4 Basic Things to Know

You need SR-22 insurance if your driving privileges have been suspended. Driving under the influence or without insurance or harming someone through reckless driving are just a few of the violations that can lead to having your license suspended.

What is it?

The SR-22 is basically a document that serves to verify to the state that your car coverage and insurance policy are in order, the DMV explains. If you have been convicted of a DUI or DWI, were found to be driving around without insurance, are involved in a car accident and have a bad driving record, then you may need an SR-22 file to get your driving privileges reinstated.

How to get one?

You’ll need to look for SR-22 insurance providers in Chicago to help you. Not all of them will make for the right choice, though. That’s why it’s best that you do your homework first. Research about the companies as thoroughly as possible. The more you know about each of the firms on your short list, the easier it will be to pick out the best one.

Do I need a broker?

An independent insurance broker can do a lot to help you by putting together a list of SR-22 insurance providers in Chicago that fit the bill. By getting a broker, you won’t have to scour through pages online just to make up a short list of prospective companies. A broker can do that for you.

How long do I need it?

This will depend on where you live. However, many states require SR-22 for at least three years. If you find yourself entangled in another road accident, though, you may need to file your SR-22 form for a much longer. That’s why you’ll want to avoid getting into trouble along the way if you want your driving privileges reinstated a lot sooner rather than later. To know more about SR-22 insurance visit Illinois Automobile Insurance Agency. You can also connect them on Facebook.