When you begin a new gig job as a rideshare driver, you might be under the impression that you will be covered by your traditional car insurance. This is definitely not the case, even though you are driving your personal vehicle. Your personal car insurance will only cover you while you are driving the vehicle with no paid passengers, and your rideshare app is turned off. There are many reasons you will want to purchase rideshare insurance in Joliet.
Waiting for a Fare
When your app is turned on, and you are waiting to accept an order for a ride, the rideshare company will only cover you for liability. You will need special rideshare insurance to cover any damages that might occur.
Times of Damage Coverage
If you have accepted an order and are going to pick up the passenger or you have already picked them up and are currently transporting them, then the rideshare company will provide insurance in the event that you get into an accident.
Extra Coverage
There are extra coverages that you may want to include on your own rideshare insurance in Joliet that neither the company nor your personal auto insurance policy covers. These may include such things as towing or roadside assistance, extra medical coverage, or even rental car coverage and legal protection if you are sued because of an accident, you were involved in.
If you are interested in learning more about obtaining rideshare insurance for your new venture, please contact Insured ASAP Insurance Agency (Auto, SR22, Business) to discuss what is best for your situation.
